Spread The Cost Of Your Next Purchase
We have partnered with The Association of Cycle Traders and V12 Retail Finance, to offer quick, safe and hassle free financing on all purchases over £500.
The application process is simple, whether you apply in store or on-line, and requires no paper or photographic ID. In most cases the decision is almost instant.
We currently offer a variety of finance packages, including:
Our finance packages
0% Finance up to 24 months For purchases up to £1000 with 20% deposit
Example: Bike and accessory package £600. Deposit £120, 24 payments of £20.
0% Finance up to 36 months For purchases over £1000, with a 20% deposit
Example: Bike and accessory package £1500. Deposit £300, 36 payments of £33.33
Classic Credit 24 Months 15.9% For special offer and sale purchases over £500, with a 10% deposit.
Example: Bike and accessory package £500. Deposit 50, 24 payments of £21.78 Full details and a quotation are available on request.
Full details and a quotation are available on request.
Finance Frequently Asked Questions
Applying for finance
Applying for finance couldn't be easier or more convenient. It can be done in store or on-line using our paperless eSign process.
If you are in store we will guide you through the process. If you apply on line, once you have chosen the product(s) you'd like to purchase, continue to the Checkout.
If your chosen product(s) qualifies for finance you will be presented with the finance options available. Just follow the simple instructions, entering your personal details as required and V12 Finance will do the rest.
How quickly will my application be processed?
Once your application has been submitted you will receive a decision, usually within 10 seconds.
On rare occasions, if V12 require further information they will contact you within normal working hours shortly after your application is submitted.
Once my application has been approved, what will happen next?
If you are in store we will be asked to verify your card details. We will then print out the documents for signature and collect your deposit.
If you are applying on line, you will be asked to complete an online identity check; once this has been validated you will be able to sign your credit agreement electronically using V12's eSign process.
You will then be given the option to download a copy of your credit agreement and print a copy for your records.
Once the documentation has been completed you will be able to take your purchase home or, for on line purchases, we can despatch them to your registered address.
What are the criteria for applying for finance?
Each application is treated on its merits. However there are some general criteria which must be met in order for an application to be approved:
To apply for finance you must be:
- At least 18 years of age
- A permanent UK resident
- In regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment
- In receipt of pension if you are retired
- If not in employment, you may be required to provide proof of alternative income